Rehab Cost Calculator
Estimate the cost of addiction treatment by level of care, length of stay and how you’ll pay — then verify your exact benefits free. Educational estimate, 100% confidential.
- Sourced 2026 figures
- Takes under a minute
- No obligation
Educational estimate only, not a quote or an offer of treatment. Actual cost depends on the specific facility, your location, the care a clinical assessment recommends and your individual insurance plan. Ranges compiled from SAMHSA and national cost data, 2026.
What rehab costs by level of care
Typical self-pay “sticker” ranges in the US for 2026. Few people pay these in full — insurance, Medicaid, sliding-scale fees and prompt-pay discounts bring the real cost down, often well below the figures below.
| Level of care | Typical self-pay range | Typical duration | Insurance & coverage |
|---|---|---|---|
| Medical detox | $1,000 – $10,000 total | 3 – 7 days | Covered by most private plans, Medicaid & Medicare |
| Inpatient / residential | $5,000 – $20,000 per 30 days | 30 / 60 / 90 days | Covered 60%–90% by private insurance (not Medicare) |
| Luxury residential | $30,000 – $80,000+ per 30 days | 30 – 90 days | Insurance covers the clinical portion; amenities are self-pay |
| Partial hospitalization (PHP) | $5,000 – $20,000 total | 2 – 4 weeks | Mandated coverage under federal parity for major plans |
| Intensive outpatient (IOP) | $3,000 – $10,000 total | 8 – 12 weeks | Broadly covered by private & public insurance |
| Standard outpatient | $1,000 – $5,000 total | Weekly, a few months | Standard office-visit copays apply |
Cost should never be the reason someone goes without treatment. If you are uninsured or underinsured, Medicaid, state-funded programs and sliding-scale clinics exist in every state — call us at 1-888-685-2199 or the SAMHSA National Helpline at 1-800-662-4357 and we will help you find care you can afford.
Five things that move the cost
Level of care
The single biggest factor. Round-the-clock residential care costs far more than outpatient therapy because of staffing, housing and medical supervision.
Length of stay
Set by clinical need, not budget. Longer stays cost more up front, but leaving treatment early is the costliest outcome of all.
Amenities & location
Private rooms, gourmet dining and resort settings add tens of thousands with little effect on clinical outcomes. Insurance rarely pays for them.
Your insurance
In-network status, deductible, coinsurance and out-of-pocket maximum decide what you actually pay — usually a fraction of the sticker price.
Medications & extras
Detox medications, MAT, lab work and psychiatric care may be billed separately. Always ask for a written estimate of what is and isn’t included.
Want the full picture? Read how much rehab really costs, explore your payment options, or verify your insurance in seconds.
Rehab Cost — FAQ
Self-pay sticker prices range from about $1,000–$10,000 for a medical detox, $5,000–$20,000 for 30 days of standard residential treatment, and $3,000–$10,000 for an intensive outpatient program. Luxury residential programs run $30,000–$80,000 or more per month. Most people with insurance pay a fraction of these figures — a deductible plus coinsurance up to their out-of-pocket maximum.
Substantially. Under the Affordable Care Act and federal parity law, plans that cover substance use treatment must cover it comparably to medical care, and private plans commonly pay 60%–90% of medically necessary treatment. After your deductible you typically owe 10%–40% coinsurance until you reach your plan's out-of-pocket maximum — so the amount you actually pay is usually far below the sticker price. Verify your exact benefits for free before you decide anything.
Real cost depends on the specific facility, your location, the exact length of stay a clinical assessment recommends, which therapies and medications are included, and your individual insurance plan. These ranges are educational benchmarks compiled from SAMHSA and national cost data — not a quote. The only way to get an accurate number is a free benefits check and a written estimate from the program.
You still have options. Medicaid is the single largest payer for addiction treatment, and state-funded programs, federally qualified health centers, sliding-scale clinics, scholarships and payment plans all exist. Many centers also offer a self-pay or prompt-pay discount. Call us or the SAMHSA National Helpline at 1-800-662-4357 and we will help you find care you can afford.