Common Ground Healthcare Cooperative (CGHC) is a non-profit health insurance provider founded to offer accessible, affordable healthcare coverage to individuals and families. Established in response to healthcare reform and the growing need for community-oriented solutions, CGHC is rooted in Wisconsin, serving communities across the state. As a cooperative, it places a strong emphasis on member engagement, transparency, and community impact, setting it apart from traditional insurance models. Unlike large commercial insurers, CGHC operates as a member-driven organization, which means that policyholders have a say in operations and decisions. The cooperative also focuses on preventive care, encouraging healthy living and early intervention to reduce long-term healthcare costs. Although independent, CGHC often collaborates with other healthcare facilities and networks to widen its provider coverage and services.